Check out our other offerings too:Buy & Hold and Cash Flow Strategy

Indexed Annuities:

In situations not in need of immediate income and where principle protection as the primary objective, we have found Indexed Annuities to be the best vehicle to meet this need.  Indexed Annuities offer a very nice balance between protection of one's principle from loss, while at the same time allowing participation in part of the upswing of markets moves.  They strike a balance that fits just right for many who find themselves unable to rest well with the volatile swings of the stock market.In the event of death of the contract holder, their heirs receive the original principle, minus any withdrawals or the balance of the account whichever is greater.  This is nice because you do not have to hand over your principal permanently to the insurer.What is the downside?  Once in an indexed annuity for a year, one will be able to access 10% of their principle each year thereafter without incurring a substantial penalty.  If the need arises for more than 10% to be withdrawn, then the penalty can be substantial.  The amount of penalty and the length of time for this surrender charge period varies between companies and products.  Therefore, if unless one has substantial liquidity in their situation, they should be cautious about making long commitments.We offer annuities from a position of independence.  This allows us to use experts to find the best possible offerings from more than 30 quality insurance companies around the globe.  This allows Inheritance Builders to make sure we find the best product to assist you in the fulfillment your stewardship mandate.The cost of Indexed Annuities is born by the insurer and is covered by time commitment made by the annuitant.Often Indexed Annuities are in a hybrid approach  along with our Cash Flow Strategy and/or our Buy and Hold Strategy.  Each situation is unique and we are convinced that there is, "Not ones size that fits all."  Feel free to contact us if you would like to discuss the details of the latest offerings from the market of insurers.Inheritance Builders encourages you to read the contract carefully so you know the commitment into which you enter.

We offer a word of caution to you in the area of annuities:

Often companies position themselves to sell only annuities.  These practitioners often play off of the natural fears of man to create the motivation for you to do business with them.  It is sad to say, but these situations are nothing more than a salesman trying to convince you that you need their product.We want to remind you from where fear comes.  It is not from above but from below.  "For God has not given us a spirit of fear, but of power and of love and of a sound mind. (2 Tim. 1:7)"  Though an annuity may be best for your situation, don't allow yourself to be sold based on fear.  Rather, we encourage you to avoid a salesman and find someone who is an educator at heart and have them help you implement the keys to financial management in your situation.Inheritance Builders encourages you to read the contract carefully so you know the commitment into which you enter.WY Insurance License #275511MT Insurance License #3000108459CA Insurance License #0E53238